Luminous Gala Solutions - Frequently Asked Questions

Frequently Asked Questions

Quick answers to the most common questions about our services and the credit repair process. We are here to bring you clarity and confidence!

1. How long will it take to see results? +

Credit repair is a marathon, not a sprint. Some clients see changes in as little as 30 days, but lasting, significant results usually take several months, depending on the number and type of items on your report. We promise consistent, strategic action from day one to deliver the fastest possible outcome.

2. Are there any hidden fees or costs I need to worry about? +

Never. We believe in complete financial transparency. Our package prices clearly detail your fixed, one-time investment or installment plan. The only additional requirement is maintaining a third-party credit monitoring service, which is paid directly to them so we can track your progress in real-time across all three bureaus.

3. Why should I hire Luminous Gala when I can dispute items myself? +

While you can dispute items on your own, our service provides speed, expertise, and precision. We save you countless hours of guesswork, and our experts know the credit laws (like the FCRA) inside and out, allowing us to use strategic letters that maximize your chances of success. We don't just dispute; we coach you on rebuilding to guarantee a stronger financial future.

4. How do I get started with the process? +

It's simple! The first step is to schedule a call using the button above. We will analyze your credit profile, help you choose the package that fits your goals, and then we'll get to work right away. We handle the hard work; you prepare for financial freedom.

5. Is my personal and financial information safe and secure with your company? +

Absolutely. Client security is our highest priority. We use secure, encrypted platforms for all communication and document storage, ensuring your sensitive financial data is protected at all times. We adhere to strict privacy standards—you can think of us as your secure, digital financial vault.

6. What makes Luminous Gala Solutions different from other credit repair companies? +

We focus on your final goal: **getting approved**. We do more than just send disputes; we position you for high-limit approvals—from credit cards and auto loans to mortgages and business funding. Our process includes education, strategy, and a long-term plan to ensure you maintain your results and achieve your largest financial goals.

Ready to Start Your Transformation?

Book a free consultation with our team for a personalized answer to your unique situation and a clear roadmap to a higher credit score.

Book a Free Consultation Now