The Executive Package
ADVANCED CREDIT RESTORATION & FUNDING READINESS
The Executive Package is your fastest path to significant score increases and financial eligibility. We combine aggressive dispute action with powerful credit building tools to position you for major approvals like auto loans, high-limit credit cards, and business funding.
$199 One-Time Setup
Then $149/Month Subscription
Ready for the financing you deserve? Start your upgrade now.
Enroll in Executive Now & Upgrade Your FileYour Priority Action Plan: What You Get
Accelerated Dispute Rounds
We target up to **8 key negative items** simultaneously, doubling the impact for faster score results.
Premium Credit Builder Tradeline
Includes guidance and access to **one powerful tradeline** to instantly boost your credit mix and history.
Auto & Credit Card Approval Prep
Dedicated coaching and file optimization to **qualify you for better auto and high-limit credit card rates.**
Funding Readiness Support
We work toward ensuring your file meets the minimum credit thresholds required for **business or personal funding** (up to $50k).
Forensic-Level Credit Audit
A deep, itemized analysis of your reports provides the foundation for your personalized recovery plan.
Data Synchronization
Full verification and synchronization of your personal data (names, addresses) to eliminate reporting inconsistencies that harm scores.
Hard Inquiry Removal
Targeted action to challenge and remove score-dragging hard inquiries from your file.
Priority Monthly Strategy Calls
Get priority access to monthly strategy sessions with your specialist for quicker strategy adjustments and deeper coaching.
The Luminous Gala Advantage: Why Partner With Us?
Expert-Led Process
Your file is managed by a dedicated, certified specialist who oversees every dispute and guides your personalized recovery plan.
Future-Proof Strategy
We target credit issues with an eye on your financial future: positioning you for approvals (auto, home, or credit cards).
Real-Time Visibility
Gain 24/7 access to your secure client portal to monitor every status change, score update, and removed item instantly.
Predictable Investment
We use a clear, two-part structure (One-Time Setup + Monthly Subscription) ensuring you always know your investment upfront. No hidden charges.
Complete Your Enrollment Now
You are one step away from launching your credit recovery. Secure your Executive Enrollment below.