The Premier Package
ESSENTIAL FILE OPTIMIZATION & RECOVERY
The Premier Package is your essential first step towards eliminating credit obstacles and building a stronger financial profile. We deliver systematic, focused action to quickly address inaccuracies, paving the way for higher scores and better opportunities.
$149 One-Time Setup
Then $99/Month Subscription
Ready to stop settling? Secure your financial foundation today.
Enroll in Premier Now & Start TodayYour Immediate Action Plan: What You Get
Aggressive Dispute Campaigns
We launch strong campaigns for up to 4 key negative items across all three credit bureaus immediately upon enrollment.
Forensic-Level Credit Audit
A deep, itemized analysis of your reports provides the foundation for your personalized recovery plan (Value: $199).
Data Synchronization
Full verification and synchronization of your personal data (names, addresses) to eliminate reporting inconsistencies that harm scores.
Hard Inquiry Removal
Targeted action to challenge and remove score-dragging hard inquiries from your file.
Building Blueprints Access
Exclusive access to Foundational Credit Building Blueprints and educational resources to secure your results long-term.
Required Monitoring
Mandatory Premium Credit Monitoring (client paid) ensures we track real-time results and adjust strategy instantly.
The Luminous Gala Advantage: Why Partner With Us?
Expert-Led Process
Your file is managed by a dedicated, certified specialist who oversees every dispute and guides your personalized recovery plan.
Future-Proof Strategy
We target credit issues with an eye on your financial future: positioning you for approvals (auto, home, or credit cards).
Real-Time Visibility
Gain 24/7 access to your secure client portal to monitor every status change, score update, and removed item instantly.
Predictable Investment
We use a clear, two-part structure (One-Time Setup + Monthly Subscription) ensuring you always know your investment upfront. No hidden charges.
Complete Your Enrollment Now
You are one step away from launching your credit recovery. Secure your Premier Enrollment below.